Short answer: A Florida personal injury case is worth the sum of your economic damages (medical bills, lost wages, property damage, future losses) plus your non-economic damages (pain and suffering, mental anguish, loss of enjoyment of life), reduced by any percentage of fault assigned to you, and capped — practically speaking — by the at-fault party’s insurance coverage and assets. For a soft-tissue whiplash case, that may be $5,000 to $50,000. For a catastrophic spinal cord injury or wrongful death, it can exceed $10 million.
But the honest, lawyer-to-client answer is this: no online calculator can tell you what your case is truly worth. The number depends on dozens of moving variables — the venue, the defendant, the insurance stack, the strength of liability, the credibility of your medical providers, the way a jury would receive you on the stand, and whether a life care planner can document a six-figure annual cost of future care.
This guide walks through how Florida personal injury attorneys actually value a case in 2026 — the formulas, the laws (including the 2023 tort reform changes), the realistic ranges by injury type, and the traps that wreck what should be a strong claim.
Table of Contents
- How Florida Defines “Damages” — The Two (and a Half) Categories
- Economic Damages: The Hard Numbers
- Non-Economic Damages: Pain, Suffering, and Quality of Life
- Punitive Damages: When the Jury Wants to Send a Message
- The Multiplier Method — How Lawyers Estimate Pain and Suffering
- The Per Diem Method — Daily Rate × Duration
- Settlement vs Verdict — Why Settlements Are 60–75% of Trial Value
- Florida’s 2023 Damages Caps and the Post-2017 Medical Malpractice Reality
- Modified 51% Comparative Negligence — How Your Fault Reduces Recovery
- The PIP / No-Fault Threshold — When You Can Sue for Pain and Suffering
- Insurance Policy Limits — The Practical Ceiling on Most Cases
- Sample Case Value Ranges by Injury Type
- Why “Online Calculators” Are Dangerous
- How a Real Lawyer Estimates Your Case Value
- 12 Frequently Asked Questions
1. How Florida Defines “Damages” — The Two (and a Half) Categories
Under Florida law, every dollar you can recover in a personal injury claim falls into one of three buckets:
- Economic damages — quantifiable financial losses you can prove with receipts, bills, pay stubs, and expert reports.
- Non-economic damages — intangible human losses such as pain, suffering, mental anguish, disfigurement, and loss of enjoyment of life.
- Punitive damages — extra money the jury awards to punish the defendant, available only in narrow circumstances involving gross negligence or intentional misconduct.
The total of those three is your “gross verdict value.” What you actually take home is something else entirely (more on that in the settlement vs verdict and policy limits sections).
2. Economic Damages: The Hard Numbers
Economic damages are the foundation of every case. They’re the “math part” — and crucially, they anchor the multiplier used to estimate non-economic damages. Get these wrong, and the whole valuation collapses.
2.1 Past Medical Expenses
Every emergency room visit, ambulance ride, surgery, MRI, follow-up, prescription, and physical therapy session you’ve already incurred. In Florida, the recoverable amount has been a moving target — the 2023 tort reform (HB 837) restricted recovery in many cases to amounts actually paid rather than the inflated “billed” amount, so the days of demanding $80,000 for a stack of bills that insurance settled for $14,000 are largely over for accidents occurring after March 24, 2023.
2.2 Future Medical Expenses
This is where catastrophic cases get their value. A life care planner projects every dollar of care you’ll need for the rest of your life: surgeries, rehabilitation, attendant care, adaptive equipment, home modifications, prescription medications, and replacement of all of the above as items wear out. An economist then reduces those numbers to present value. A high-functioning paraplegic in Miami can easily generate a $4–8 million life care plan.
2.3 Lost Wages (Past)
Income you missed from the date of the accident to the date of settlement or verdict. Documented with W-2s, 1099s, tax returns, employer letters, or — for the self-employed — profit-and-loss statements and prior-year tax returns.
2.4 Lost Earning Capacity (Future)
If your injuries prevent you from returning to your prior occupation — or from working at all — a vocational expert and an economist quantify the difference between what you would have earned and what you can now earn. For a 35-year-old electrician earning $90,000 who can no longer work overhead, this number alone can exceed $2 million.
2.5 Property Damage
Your vehicle, motorcycle, e-bike, scooter, phone, laptop, prescription glasses — anything destroyed in the incident. In auto cases this is usually handled separately from the bodily injury claim, but it remains part of the total economic loss.
2.6 Out-of-Pocket Costs
Mileage to medical appointments, parking fees at the hospital, over-the-counter medications, medical equipment (crutches, braces, wheelchairs), and household services you had to hire out (lawn care, cleaning, childcare) because you couldn’t perform them.
3. Non-Economic Damages: Pain, Suffering, and Quality of Life
This is where cases become valuable — and contentious. Florida juries are permitted to award compensation for the human consequences of the injury:
- Physical pain and suffering — the actual experience of pain, both past and future.
- Mental anguish — anxiety, depression, PTSD, fear of recurrence, sleep disturbance.
- Loss of enjoyment of life — the inability to play with your kids, run, surf, dive, dance, travel, garden, or do whatever made you, you.
- Disfigurement and scarring — particularly impactful for visible scars on the face, neck, and hands.
- Inconvenience — the ongoing hassle of a permanent disability.
- Loss of consortium — your spouse’s separate claim for the loss of companionship, affection, services, and intimacy your injury has caused them.
Florida does not require the jury to use any particular formula. The standard jury instruction simply tells them to award an amount that is “fair and just” — which is why the same broken femur can be worth $90,000 in one Florida courtroom and $450,000 in another.
4. Punitive Damages: When the Jury Wants to Send a Message
Punitive damages are rare. Under Florida Statute § 768.72, a plaintiff cannot even plead punitive damages without first showing the court a “reasonable basis” — typically clear and convincing evidence of:
- Gross negligence — conduct so reckless it shows a conscious disregard for the safety of others, or
- Intentional misconduct — the defendant actually intended the harm, or knew it was substantially certain to result.
Classic examples: a drunk driver with a 0.21 BAC who’s on his fourth DUI, a trucking company that falsified driver logs, a property owner who knew about and concealed a deadly hazard.
Punitive damages in Florida are generally capped at the greater of three times compensatory damages or $500,000, with higher caps available for specific aggravating circumstances. They are not covered by liability insurance — which is both a feature (real punishment) and a bug (collectability problems).
5. The Multiplier Method — How Lawyers Estimate Pain and Suffering
The single most common back-of-the-envelope formula in personal injury practice:
Pain & Suffering = Economic Damages × Multiplier (1.5 to 5)
The multiplier reflects severity:
| Multiplier | Severity Profile |
|---|---|
| 1.5× | Minor soft-tissue injury, full recovery, no objective imaging findings |
| 2× | Moderate soft tissue with documented treatment, brief work restrictions |
| 2.5–3× | A bone fracture, herniated disc with epidural injections, conservative treatment with permanent residuals |
| 3.5–4× | Surgical case (fusion, ORIF, rotator cuff repair), permanent impairment rating, lifestyle limitations |
| 4.5–5×+ | Catastrophic injury — TBI, paralysis, amputation, severe burns, permanent disability requiring ongoing care |
Worked Example
A Miami delivery driver suffers a herniated L5-S1 disc in a rear-end collision. Treatment includes physical therapy, two epidural injections, and ultimately a microdiscectomy.
- Past medical bills (paid amount): $78,000
- Past lost wages (4 months out): $22,000
- Future medical (occasional injections, possible fusion): $120,000
- Lost earning capacity reduction: $95,000
- Total economic = $315,000
Apply a 3.0× multiplier (surgical case, permanent residuals): pain & suffering = $945,000.
Estimated case value: ~$1.26 million — assuming clear liability, no comparative fault, and adequate insurance coverage.
The multiplier method is a starting point, not the final word. Defense adjusters use it too. Both sides then negotiate over which multiplier is appropriate.
6. The Per Diem Method — Daily Rate × Duration
The alternate approach to non-economic damages: assign a reasonable daily dollar value to your suffering, then multiply by the number of days you’ve suffered (and will continue to suffer).
Pain & Suffering = Daily Rate × Days of Suffering
Common anchors for the daily rate include the plaintiff’s daily wage (the logic: a day of pain is worth at least a day of work). Some attorneys use $150–$500 per day for moderate injuries, with higher rates for severe cases.
Worked Example
A 42-year-old graphic designer with a TBI has documented cognitive symptoms that doctors expect to persist for the next 30 years.
- Daily rate: $250
- Days of suffering: 30 years × 365 = 10,950 days
- Pain & suffering = $2,737,500
The per diem method tends to produce higher numbers in long-duration cases and is often used in closing arguments at trial, even when the multiplier method was used during settlement negotiations.
7. Settlement vs Verdict — Why Settlements Are 60–75% of Trial Value
A lawyer who tells you “your case is worth $1 million” is usually telling you the jury verdict potential — the high end of what a sympathetic jury might award if everything goes perfectly at trial.
Settlement value is almost always lower because settlement eliminates risk for both sides:
- For you: No risk of a defense verdict (zero recovery), no two-year wait, no appeal, no weeks on the witness stand reliving the trauma, no risk that a key witness disappears or that a juror fixates on something irrelevant.
- For the defendant: No risk of a runaway verdict, no public record of liability, no precedent.
The general rule of thumb in Florida personal injury practice:
Settlement Value ≈ 60–75% of realistic Verdict Value
A case with $1.5 million in verdict potential typically settles in the $900K–$1.125M range. Cases with extremely strong liability (a drunk driver who admits fault and is on video) and clean damages (no pre-existing conditions, no gaps in treatment) push toward the high end. Cases with shared fault, witness credibility issues, or pre-existing degenerative findings on imaging push toward the low end.
8. Florida’s 2023 Damages Caps and the Post-2017 Medical Malpractice Reality
This is one of the most misunderstood areas of Florida law. Let’s clarify:
General Personal Injury (Auto, Premises, Slip & Fall, Product Liability)
There is no statutory cap on non-economic damages. Pain and suffering in Florida is theoretically unlimited. The practical limits come from:
- The defendant’s insurance policy limits
- The defendant’s collectible assets
- The credibility of the plaintiff and the strength of the damages presentation
- The jurisdiction (Miami-Dade and Broward juries are historically more generous than the Panhandle)
Medical Malpractice — The 2017 Sea Change
For decades Florida capped non-economic damages in medical malpractice cases. Then in North Broward Hospital District v. Kalitan (2017), the Florida Supreme Court struck down the caps as a violation of the Florida Constitution’s equal protection guarantee.
Result: Since 2017, there are effectively no caps on non-economic damages in Florida medical malpractice cases. This was a massive shift in plaintiff leverage — and it has held through subsequent legislative attempts to revive caps.
The 2023 Tort Reform (HB 837) — What Actually Changed
HB 837, signed in March 2023, did not impose damages caps on most personal injury cases. What it did do:
- Slashed the statute of limitations for negligence from 4 years to 2 years.
- Modified comparative negligence from “pure” to “modified 51% bar” (see next section).
- Restricted “phantom damages” — recoverable medical bills are now generally limited to amounts actually paid by health insurance, not the full billed amount.
- Eliminated one-way attorney’s fees in most insurance bad-faith and coverage disputes.
- Changed how juries are told about insurance in certain scenarios.
The cumulative effect: HB 837 made Florida significantly more defense-friendly, but it did not put a hard ceiling on what a catastrophic case can be worth.
9. Modified 51% Comparative Negligence — How Your Fault Reduces Recovery
Before March 24, 2023, Florida was a pure comparative negligence state — even if you were 99% at fault, you could still recover 1% of your damages.
That is no longer the law. Under HB 837, Florida adopted modified comparative negligence with a 51% bar:
- If you are found 50% or less at fault, your recovery is reduced by your percentage of fault.
- If you are found 51% or more at fault, you recover nothing.
Example
You’re awarded $1,000,000 in damages but the jury finds you 30% at fault for not wearing a seatbelt or for crossing mid-block.
- Recovery = $1,000,000 × (1 – 0.30) = $700,000
If that same jury instead found you 51% at fault, your recovery would drop to zero.
This is why defense attorneys aggressively argue comparative fault on every case — a 5% bump from 49% to 51% is the difference between a seven-figure judgment and nothing.
(Note: Modified comparative negligence does not apply to medical malpractice claims — those remain pure comparative.)
10. The PIP / No-Fault Threshold — When You Can Sue for Pain and Suffering
Florida is one of a handful of remaining no-fault auto insurance states. Every registered vehicle must carry Personal Injury Protection (PIP) of at least $10,000.
PIP pays your own medical bills and lost wages — regardless of fault — up to your policy limit. But PIP does not pay for pain and suffering.
To recover non-economic damages from the at-fault driver, you must cross Florida’s “serious injury threshold” under § 627.737. You must show one of:
- Significant and permanent loss of an important bodily function
- Permanent injury within a reasonable degree of medical probability (other than scarring or disfigurement)
- Significant and permanent scarring or disfigurement
- Death
A board-certified physician must put this in writing. Without it, your auto-accident claim is limited to the (often modest) amount your PIP didn’t cover and your direct economic losses — no pain and suffering.
This is one reason your choice of treating provider matters so much — a doctor who properly documents permanency unlocks the entire non-economic damages category.
11. Insurance Policy Limits — The Practical Ceiling on Most Cases
This is the brutal reality that surprises clients more than anything else: most cases are worth what the defendant has insurance for, period.
If a drunk driver hits you and his policy limit is $25,000 (Florida’s minimum is just $10,000 PIP and $10,000 property damage — there’s actually no minimum bodily injury liability coverage required), and he has no meaningful assets, your $1.2 million case is functionally a $25,000 case.
That’s why every serious Florida personal injury attorney will:
- Issue a policy-limits demand early when liability is clear and damages exceed the limit. Florida law (and federal Boswell v. Allstate line of cases) opens the door to bad-faith liability against an insurer that fails to settle within limits when it had the opportunity. Bad faith blows the policy limits open.
- Stack your own UM/UIM coverage. Uninsured/underinsured motorist coverage on your own policy fills the gap when the at-fault driver is uninsured or underinsured. If you carry $250,000 in UM/UIM and the defendant has only $25,000, your case is suddenly a $275,000 case (potentially more with stacking across multiple vehicles).
- Identify all possible defendants. Was the driver in the course and scope of employment? Was the vehicle owned by a corporation? Is there a dramshop claim against a bar that overserved? Was a cell phone provider’s product or a vehicle component defective? Each additional defendant brings additional insurance.
- Investigate personal assets. Real estate, businesses, investment accounts. A defendant who is collectible above policy limits is a different case entirely.
12. Sample Case Value Ranges by Injury Type
These are broad ranges based on settled cases and jury verdicts in Florida courts. Your actual case can fall above or below these ranges depending on liability, comparative fault, insurance, and jurisdiction.
Whiplash / Soft Tissue (Cervical & Lumbar Sprain/Strain)
$5,000 – $50,000
Conservative treatment, full or near-full recovery, no surgery, no permanent impairment. This is the most common type of auto-accident case in Florida. Cases without crossing the PIP threshold often resolve at the low end.
Broken Bone (Fracture without Surgery)
$25,000 – $100,000
A clean break that heals with casting and physical therapy, returning the patient to baseline. Wrist, ankle, ribs, clavicle.
Broken Bone (Fracture Requiring Surgery / ORIF)
$75,000 – $250,000
Open reduction internal fixation, hardware permanently in place, scar, residual stiffness, possible future hardware-removal surgery.
Concussion / Mild Traumatic Brain Injury (mTBI)
$100,000 – $500,000
Documented cognitive symptoms (memory, concentration, headaches), neuropsychological testing showing deficits, persistence beyond 6 months. Higher when symptoms become chronic.
Severe Traumatic Brain Injury
$1,000,000 – $15,000,000+
Loss of consciousness, structural findings on imaging, permanent cognitive or physical deficits, ongoing rehabilitation, possible 24-hour care. Life care plans here routinely exceed $5 million on their own.
Herniated Disc (Conservative Treatment)
$40,000 – $150,000
Confirmed herniation on MRI, epidural injections, ongoing pain management without surgery.
Spine Surgery (Discectomy, Laminectomy, Fusion)
$200,000 – $1,500,000+
Anterior cervical discectomy and fusion (ACDF), lumbar fusion, multi-level procedures. Permanent restrictions, hardware in place, increased risk of adjacent-segment disease.
Spinal Cord Injury (Paraplegia / Quadriplegia)
$2,000,000 – $20,000,000+
The most expensive injuries to litigate and the most expensive to live with. Life care plans for high-functioning paraplegics start around $4 million and quadriplegics regularly exceed $10 million in care alone. Add lost earning capacity and non-economic damages and verdict potential commonly reaches $15–25 million.
Amputation
$500,000 – $5,000,000+
Highly variable depending on level (finger vs leg), prosthetic needs, occupational impact, and visibility.
Catastrophic Burn Injury
$500,000 – $10,000,000+
Skin grafts, multiple reconstructive surgeries, scarring, contractures, psychological impact, infection risk. Florida juries respond strongly to disfigurement, particularly facial.
Wrongful Death
$1,000,000 – $25,000,000+
Under the Florida Wrongful Death Act (§ 768.16–768.26), recoverable damages include the survivors’ loss of support and services, loss of companionship and protection, and mental pain and suffering, plus the estate’s lost net accumulations and medical/funeral expenses. Cases involving young, high-earning decedents with surviving spouses and minor children produce the highest values.
Slip and Fall (Premises Liability) — General Range
$15,000 – $500,000+
Premises cases live and die on notice — proving the property owner knew or should have known of the dangerous condition. Florida § 768.0755 makes this particularly tough for transitory substances on business premises.
Pedestrian / Bicycle vs Motor Vehicle
$50,000 – $5,000,000+
Almost always severe injuries due to the body-versus-steel mismatch. Comparative fault arguments (jaywalking, dark clothing, no helmet) drive heavy negotiations.
13. Why “Online Calculators” Are Dangerous
Search “personal injury settlement calculator” and you’ll find dozens of slick widgets that ask for your medical bills, lost wages, and a checkbox for severity, then spit out a number. These are marketing tools, not valuation tools. Here’s why they’re dangerous:
- They ignore liability. A $200,000 case with 60% comparative fault is worth zero in Florida.
- They ignore venue. The same case is worth 3× more in Miami-Dade than in some North Florida counties.
- They ignore insurance. A $1.5 million case against a $50,000 policy with no UM coverage is a $50,000 case.
- They ignore the plaintiff. Your demeanor, employment history, criminal history, social media posts, and prior claims all materially affect value.
- They ignore pre-existing conditions. A pre-existing degenerative disc on imaging can cut a case value by 40%, even when the accident clearly caused the symptomatic herniation.
- They use stale or fabricated “averages.” Most calculator sites cite no source for the multiplier they use, and the “average settlement” data they claim does not exist in any verifiable form.
A calculator can give you a floor — your economic damages are real and quantifiable. Everything above that requires legal judgment.
14. How a Real Lawyer Estimates Your Case Value
When a Florida personal injury attorney sits down to value your case for a demand letter or mediation, here is the actual process. (Marking this up as a HowTo for the schema-curious.)
Step 1: Confirm Liability
Police report, witness statements, scene photos, video (traffic cam, doorbell, dashcam), event data recorder downloads from the vehicle. Estimate the percentage of comparative fault a jury is likely to assign — and how that affects net recovery under the 51% bar.
Step 2: Gather All Past Medical Records and Bills
Every provider from the date of incident forward. Calculate amounts paid (post-HB 837), liens (health insurance, Medicare, Medicaid, hospital), and reductions available.
Step 3: Document Lost Wages
Pay stubs, W-2s, employer verification of missed work. For self-employed clients, three years of tax returns and a CPA letter.
Step 4: Commission Future-Damages Experts
For any case involving permanent injury:
- Treating physicians’ permanency opinions (in writing, to a reasonable degree of medical probability)
- Life care planner to project lifetime medical needs
- Vocational expert to quantify earning-capacity loss
- Economist to reduce future damages to present value
Step 5: Build the Pain-and-Suffering Story
This is where the human case is built. Tools include:
- Day-in-the-life video — a professionally produced short film showing the daily reality of the client’s limitations. For catastrophic cases this single piece of evidence regularly adds seven figures to settlement value.
- Before-and-after witnesses — family members, coworkers, coaches, friends who can describe the person you were before the injury and the person you are now.
- Photographs — of injuries during healing, of scars, of you participating in activities that are now impossible.
- Pain journal — daily entries documenting symptoms, sleep, mood, and missed activities.
Step 6: Identify Every Insurance Policy and Defendant
The full insurance “stack.” UM/UIM on every household vehicle. Umbrella policies. Employer coverage if any defendant was on the job. Product manufacturers if a defective component contributed.
Step 7: Apply the Multiplier (or Per Diem)
Anchor the non-economic damages calculation in the economic damages and the severity profile. Cross-check against recent jury verdicts in the same county for comparable injuries (this data is available through verdict reporters every Florida personal injury firm subscribes to).
Step 8: Discount for Settlement
Apply the 60–75% settlement-of-verdict adjustment, then negotiate from there.
15. Frequently Asked Questions
Q1: How long does it take to find out what my Florida personal injury case is worth?
A preliminary estimate is possible within the first 30–60 days, once initial medical records are in and liability is investigated. A reliable valuation usually requires you to reach maximum medical improvement (MMI) — the point at which doctors agree your condition will not materially improve. For soft-tissue cases this can be 4–6 months; for surgical or catastrophic cases, 12–24 months or longer.
Q2: What is the average personal injury settlement in Florida?
There is no meaningful “average” because the range is so wide ($5,000 to $20+ million). For routine soft-tissue auto cases, $15,000–$30,000 is a common range. For surgical cases, $200,000–$750,000 is typical. Catastrophic cases are seven and eight figures. Anyone quoting you a single “average” is selling something.
Q3: Does Florida cap pain and suffering damages?
For general personal injury cases (auto, premises, products), no. For medical malpractice, the previous caps were struck down by the Florida Supreme Court in 2017 (Kalitan), so practically there are no caps in med-mal either. Punitive damages remain capped at the greater of 3× compensatory or $500,000.
Q4: How does the 51% comparative fault rule affect my case?
If you are 50% or less at fault, your recovery is reduced by your fault percentage. If you are 51% or more at fault, you recover nothing. This rule does not apply to medical malpractice claims.
Q5: Will I get more if I go to trial instead of settling?
Sometimes, but with significant risk. Settlements typically run 60–75% of realistic verdict potential. About 5% of personal injury cases actually go to trial, and of those, plaintiffs win roughly 50%. The math has to make sense for your case specifically.
Q6: How does Florida PIP affect my settlement?
PIP pays the first $10,000 of your medical bills and lost wages regardless of fault, and your bodily-injury settlement is generally reduced by amounts PIP already paid. To recover pain and suffering, you must meet the serious injury threshold (permanent injury, significant scarring, or death).
Q7: What if the at-fault driver only has $10,000 in coverage?
Three options: (1) make a policy-limits demand and try to settle within limits while preserving a bad-faith claim against the insurer, (2) tender to your own UM/UIM coverage if you carry it, and (3) investigate the defendant’s personal assets and other potential defendants (employer, vehicle owner, dramshop).
Q8: How are medical bills handled in my settlement?
Your past medical bills are part of your economic damages. Liens (from health insurance, Medicare, Medicaid, hospital, or workers’ comp) must be satisfied from the settlement before you receive your share. A skilled attorney will negotiate these liens down — sometimes by 50% or more — which directly increases your net recovery.
Q9: What percentage does a Florida personal injury lawyer take?
The standard contingency fee is 33⅓% before suit is filed and 40% after suit is filed, plus reimbursement of case costs (filing fees, expert witness fees, deposition costs, medical record costs). These percentages are set by Rule 4-1.5(f) of the Florida Bar’s Rules of Professional Conduct. You pay nothing if there is no recovery.
Q10: Can I include my spouse’s loss of consortium claim in my case value?
Yes. Loss of consortium is a separate cause of action belonging to your spouse, but it is typically litigated together with your injury claim. It can add anywhere from 5% to 20% to total case value depending on the severity of the injury and the impact on the marriage.
Q11: How does a pre-existing condition affect my case value?
Florida follows the “eggshell plaintiff” rule — the defendant takes you as they find you. If you had a pre-existing condition that the accident aggravated, you can recover for the aggravation. The defense will argue that some or all of your symptoms predate the accident, so the value depends on the strength of the medical testimony on causation. Pre-existing degenerative findings on imaging are common over age 40 and do not preclude recovery — but they do affect valuation.
Q12: What’s the deadline to file a Florida personal injury lawsuit?
For accidents occurring on or after March 24, 2023, the statute of limitations for negligence is 2 years from the date of injury. (For accidents before that date, the old 4-year statute may still apply.) Wrongful death is 2 years. Medical malpractice is generally 2 years from discovery, with a 4-year statute of repose (longer for fraud or minors). Miss the deadline and your case is gone — period.
Talk to a Miami Personal Injury Attorney — Free Case Evaluation
The honest answer to “what is my Florida personal injury case worth?” is: it depends on facts a lawyer needs to see for themselves. If you’ve been injured in South Florida — auto accident, motorcycle, truck, slip and fall, premises, dog bite, wrongful death — the consultation is free, and you owe nothing unless we recover.
We will:
- Review your accident, medical records, and insurance coverage
- Identify every defendant and every available policy (including your own UM/UIM)
- Build a realistic valuation range using the multiplier method, comparable verdicts, and our own trial experience
- Put a contingency-fee agreement in writing — no fee unless we recover
Call Sky Law Firm at (305) 320-4529 or request a free case evaluation online. We respond to every inquiry within one business hour.
Related Reading
- Florida Statute of Limitations for Personal Injury Claims (2026 Update)
- What to Do After a Car Accident in Miami: 10-Step Checklist
- How Florida’s HB 837 Tort Reform Changed Personal Injury Cases
- Uninsured Motorist Coverage in Florida: Why You Need It
- Maximum Medical Improvement (MMI) and Why It Matters to Your Settlement
- Day-in-the-Life Videos and Catastrophic Injury Cases
